Insurance
Members and affiliates have expert professional
industrial support in addition to their
NZMPS Professional Indemnity Insurance.
$0
Policy coverage
0
Month continuous renewal
Professional Indemnity Insurance (PII) Coverage
Download: Certificate of Currency 30 May 2024 to 30 May 2025
Professional Indemnity Insurance (PII) Policy
Download: Policy Wording
The NZMPS PII Policy and legal backup service:
- $500,000 professional indemnity liability and $500,000 for defence costs;
- Unlimited retroactive cover;
- Run-off cover until the expiry of the Policy Period.
Joining NZMPS is both cost-effective and easy, giving you assurance of cover and peace of mind that you are complying with your professional obligations.
PI Insurance is included as a benefit of membership. We do not sell insurance, however, if you are a contractor we can arrange discount cover through our insurance broker.
Insurance Coverage Specifics
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Who is eligible to be covered under the NZMPS Member PII Policy and legal backup service?
You must be:
- a financial member or a financial affiliate member, and maintain that status whilst you are working;
- a non-working member or affiliate who is registered with NZMPS in that capacity;
- a student registered with NZMPS. (Students are covered for the entire period of their studies including whilst doing clinical placements as a student);
- an Honorary Life Member of NZMPS;
- Self-employed medical professionals are covered.
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Who does the NZMPS member PII Policy and legal backup service cover?
- Registered medical professionals
- Dentists, pharmacists (Associates)
- Allied health professionals - podiatrists, psychologists (Associates)
- Registered medical professional's (with or without an APC) practicing in alternative or natural therapies
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Who is not covered?
- Any medical professional or affiliate working outside of New Zealand.
- Chiropractor's are not covered under this policy.
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What is covered?
- Civil liability for loss arising from any negligent act, error or omission.
- Where you are summoned to give evidence before a coronial inquest and you require legal representation.
- Defamation claims including accusations of inappropriate cultural safety practices.
- Good Samaritan acts where a medical professional voluntarily renders life-saving or life-extending services at the scene of a medical emergency or whilst doing voluntary community service.
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What is not covered?
- Criminal offences are not covered, nor are claims arising from gross negligence and/or dishonest, fraudulent or malicious breach of duty.
- Claims from any un-financial member unless you have registered with us as having ceased practice. In that case, the run-off cover will continue for another 84 months (seven years). Non-working members who have remained registered with us are still covered.
- Claims not notified to us in the insurance period in which the member became aware of the circumstances.
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Do members or affiliates have to pay any excess on a claim under the policy?
- No. No claimant (member or affiliate) has to pay any excess in the event of a claim.
The New Zealand Medical Professionals' Society (NZMPS) is a union whose principal purpose is to protect and promote the interests of members in matters concerning their employment or professional engagement. No membership fees are used to support any political party, so we are able to source and/or provide representation for all members, on all issues.